Midlands Mortgage Trust is a group investment fund that only invests in loans secured by first ranking mortgages.  The fund is conservatively managed and looks to provide investors with quarterly income and returns above 1-year bank term deposit rates. The portfolio is well diversified across residential, commercial and rural property spread throughout New Zealand. 


Midlands Mortgage Trust was established in 2004, with its origins tracing back to three law firms (DAC Legal, Bramwell Bate Lawyers and Halliwells) operating traditional nominee companies where client funds were pooled and invested in contributory mortgages.

Since 2004 Midlands has been managed by Midlands Funds Management Limited, a professional and highly experienced team dedicated solely to managing Midland’s funds.

The Fund is overseen by an independent supervisor, Trustees Executors Limited, licensed under the Financial Markets Supervisors Act 2011. Midlands is also licensed by the Financial Markets Authority as a manager of registered schemes that invest solely in first mortgages and cash.

Midlands Mortgage Trust
Head Office
Herald Tribune Precinct
1/111 Karamu Rd Nth, Hastings