Borrowing from us

Midlands Income Fund offers term loans for residential, rural or commercial property, or you may transfer an existing loan.

Midlands Income Fund is a non-bank lender. We offer term loans for residential, rural or commercial property, or you may refinance an existing loan.

All our loans are secured by a first mortgage security over land and buildings. There are interest only terms available and repayments are based on a schedule to suit your needs.

Learn more about term loans here.

A Midlands loan offers you:

Competitive interest rates
Flexible term
Low fees

Midlands Loan Criteria

Residential

Land & Buildings in fee simple:
up to 75.0% LVR
Sections in fee simple: up to 50.0% LVR
Leasehold land: up to 50.0% LVR

Commercial/Industrial

Land & Buildings in fee simple:
up to 66.7% LVR
Vacant land in fee simple:
up to 50.0% LVR

Rural

Land & Buildings in fee simple:
up to 60.0% LVR
Vacant land in fee simple:
up to 50.0% LVR
(except for dairy farms at 66.7%)

Get in Touch with Us​

If you would like to see if a Midlands loan is right for you, please get in touch.