Midlands Income Fund

A fund designed by experts, with you in mind.

Our Income Fund delivers a consistent rate of return with carefully managed risk.


Annualised pre-tax return for quarter ending 30 June 2022


10 year pre-tax return

Past performance is not a reliable indicator of future performance.

From as little as $10,000, your money is pooled with other investors’ money in the Fund.

The Fund invests in a quality diversified portfolio of loans secured by first ranking mortgages over residential, commercial and rural property throughout New Zealand.

The portfolio is designed to weather market volatility and targets (but does not assure) a return of 2.5% to 3% above New Zealand registered bank 1 year term deposit rates.

We have a very low appetite for risk, and this guides our investment process. Each investment opportunity is evaluated with care, undergoes rigorous credit assessment, personal due diligence and is monitored during its lifetime. We take the time to truly understand the investment. We are both pragmatic and practical, we rely on our experience and extensive knowledge of New Zealand’s property market, not simply by sitting at our desks but from meeting our borrowers, and inspecting their projects, plans and developments
– we never take the trust you place in us for granted.

Our investors receive a regular income paid every quarter.

Get in Touch with Us

If you have any questions or would like to know more about Midlands and what we can do for you, please get in touch.